Will My SSDI Increase When My Child Turns 18? | Grundy

Our Blog

4 minutes read

Will My SSDI Increase When My Child Turns 18?

Published by gdgmanage

Man in polo looking concerned as he reads letter while sitting on couch

Social Security Disability Insurance (SSDI) is a federal insurance program that benefits workers who cannot work due to a disability. If you are receiving SSDI benefits, you may wonder if your benefits will change when your child turns 18.

The answer is maybe. Here’s what you need to know.

The Impact of a Child Turning 18 on SSDI Benefits

Once your child reaches the age of 18, they are no longer considered a minor dependant. Therefore, they will no longer be eligible for SSDI benefits on your account, meaning your SSDI benefit amount will likely decrease.

However, there are some exceptions. For example, if your child is disabled and cannot support themself, they may be able to receive SSDI under your name until the age of 22. At this point, they will need to apply for Supplemental Security Income (SSI) in their own name. SSI is a separate program that supports disabled and low-income individuals who do not have a work history.

Additionally, if you receive SSI benefits (rather than SSDI benefits) and your child is a full-time student, they may still be eligible for benefits under your name until age 19. However, once they turn 19, they will have to reapply in their own name.

If your child is no longer eligible for benefits on your account, they may still be able to receive SSI benefits in their own name. Keep in mind that your child will most likely be unable to apply for SSDI benefits because this program requires a history of employment.

What You Need to Know About Applying for SSI Benefits on Behalf of a Disabled Child

If you are applying for SSI benefits on behalf of a disabled child over the age of 18, there are a few things you need to know. First, your child must have a medical condition that meets the Social Security Administration’s description of disability for adults.

Secondly, you will need to provide proof of your child’s disability. This proof can include medical records, school records, or reports from doctors or therapists.

Thirdly, you must prove that the child depends on you for support. This proof shows that the child lives with you and that you provide more than half of their financial support.

Keep in mind that if your child received SSI before they turned 18, they may need to reapply after their birthday. This is because the SSA’s criteria for adult disability is different from the criteria for child disability.

Applying for SSI benefits on behalf of your child can be complicated. If you have any questions or need help, it’s best to contact one of our Social Security Disability lawyers for assistance.

Grundy Disability Group Can Help

Are you applying for Social Security Disability benefits on behalf of a disabled child, or is your child no longer eligible for benefits on your account? The team at Grundy Disability Group can help. We have experience dealing with child SSI and SSDI claims, and we can help you navigate the process.

Contact us today for a free consultation. We’re the most trusted Social Security Disability lawyers in Missouri.

Disclaimer: This blog post is provided for informational purposes only and is not intended to be legal advice. If you need help with a child’s SSI claim, don’t hesitate to contact one of our experienced Social Security Disability lawyers today

Recent Articles

Free Consultation

Get Experienced Representation

You're invited to schedule an appointment for a free consultation to discuss your claim for benefits.
We have shown thousands of disabled persons how to win their Social Security claims, and look forward to helping you with your case.
One of our social security disability lawyers will meet with you in Kansas City, Missouri to get you started on your case.

    Helpful Information

    Frequently Asked Questions

    When do I apply for Social Security disability?

    Our Social Security disability lawyer in charge of your case will work tirelessly to determine what went wrong. Our Social Security attorneys will then refile your claim, making sure everything is in order. Our Social Security lawyers will not stop until you are successful in claiming the benefits you deserve. Read More

    You have to have been disabled, or expect to be disabled, for at least one year to be eligible. So, if you expect to be out of work for one year or more on account of illness or injury, you should file for Social Security disability benefits. Read More

    To apply for Social Security disability benefits, you will need to complete an application for Social Security Benefits and the Disability Report. You can also print the Disability Report, complete it and return it to your local Social Security office. Read More

    Cases are generally handled on a contingency basis. That means the representative receives a fee only if you win your case. Normally the fee is 25% of your back benefits and must be approved by Social Security. Read More

    You do not have to wait until the workers’ compensation ends, and you should not wait that long. Read More