Social Security Disability Insurance (SSDI) is a federal insurance program that benefits workers who cannot work due to a disability. If you are receiving SSDI benefits, you may wonder if your benefits will change when your child turns 18.
The answer is maybe. Here’s what you need to know.
The Impact of a Child Turning 18 on SSDI Benefits
Once your child reaches the age of 18, they are no longer considered a minor dependant. Therefore, they will no longer be eligible for SSDI benefits on your account, meaning your SSDI benefit amount will likely decrease.
However, there are some exceptions. For example, if your child is disabled and cannot support themself, they may be able to receive SSDI under your name until the age of 22. At this point, they will need to apply for Supplemental Security Income (SSI) in their own name. SSI is a separate program that supports disabled and low-income individuals who do not have a work history.
Additionally, if you receive SSI benefits (rather than SSDI benefits) and your child is a full-time student, they may still be eligible for benefits under your name until age 19. However, once they turn 19, they will have to reapply in their own name.
If your child is no longer eligible for benefits on your account, they may still be able to receive SSI benefits in their own name. Keep in mind that your child will most likely be unable to apply for SSDI benefits because this program requires a history of employment.
What You Need to Know About Applying for SSI Benefits on Behalf of a Disabled Child
If you are applying for SSI benefits on behalf of a disabled child over the age of 18, there are a few things you need to know. First, your child must have a medical condition that meets the Social Security Administration’s description of disability for adults.
Secondly, you will need to provide proof of your child’s disability. This proof can include medical records, school records, or reports from doctors or therapists.
Thirdly, you must prove that the child depends on you for support. This proof shows that the child lives with you and that you provide more than half of their financial support.
Keep in mind that if your child received SSI before they turned 18, they may need to reapply after their birthday. This is because the SSA’s criteria for adult disability is different from the criteria for child disability.
Applying for SSI benefits on behalf of your child can be complicated. If you have any questions or need help, it’s best to contact one of our Social Security Disability lawyers for assistance.
Grundy Disability Group Can Help
Are you applying for Social Security Disability benefits on behalf of a disabled child, or is your child no longer eligible for benefits on your account? The team at Grundy Disability Group can help. We have experience dealing with child SSI and SSDI claims, and we can help you navigate the process.
Contact us today for a free consultation. We’re the most trusted Social Security Disability lawyers in Missouri.
Disclaimer: This blog post is provided for informational purposes only and is not intended to be legal advice. If you need help with a child’s SSI claim, don’t hesitate to contact one of our experienced Social Security Disability lawyers today