Do I qualify for Social Security disability benefits?

Do I qualify for Social Security disability benefits?

Q: Do I qualify for Social Security disability benefits?

A: The Social Security disability program is America’s safety net. It includes the so-called “regular” disability program (SSDI), the program that calculates benefits based on a work record within the past five years. There is also Supplemental Security Income (SSI), for people with no appreciable earnings record. SSI protects the very young, the homeless, the mentally ill – people whose impairments make them unemployable.

To qualify for Social Security disability benefits (SSDI) or Supplemental Security Income (SSI), you must have an impairment that prevents any kind of full time work, even the lightest job. Your disability must have lasted or be expected to last 12 consecutive months.

Before even arriving at the question of whether a person is disabled, Social Security screens applicants for SSI eligibility, based on financial assets and countable income. The medical disability standard is the same for all Social Security disability programs. It is also possible to be eligible for both SSI and “regular” Social Security disability payments.

If past earnings cause the SSDI payment to be low, it may be supplemented up to the SSI amount if all financial qualifications are met. SSI eligibility entitles a person to immediate state Medicaid coverage in most cases. SSDI gives entitlement to Medicare after a waiting period.

The basic monthly SSI payment in 2010 has been $674 for one person or $1011 for a disabled couple. SSI has an asset limitation and evaluates resources (the things you own) to see if you have more than $2000 for an individual or $3000 for a couple. The value of a home and usually of a car is excluded. There is no asset limit for SSDI, it is like an insurance policy.

Cash is a countable asset for SSI, as are bank accounts, stocks and bonds. It also includes earnings and anything that can be converted to cash. Social Security benefits count, and so do other pensions and the value of goods and services you are given by someone else – such as food, clothing and shelter.

To get SSI, you are required to apply for any other available benefits, like food stamps, Medicaid and VA benefits.

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Find out how the clients who trusted us feel about our firm.

I cannot say enough
good about Matthew Grundy and
ALL of his staff.

I contacted his office October 2020, because I had and still am, fighting breast cancer. I had numerous surgeries, still doing chemo, finished radiation and still fighting the fight. They took care of everything and that was such a blessing because I was too sick and weak to do it myself. I would absolutely recommend them and I am so grateful that a friend referred them to me. They were always polite and punctual returning my calls and emails. Don’t go it alone, let them take care of it, reserve your strength to fight for your health.”

— D.S. Kansas City

A friend referred
me to Matt Grundy.
He was amazing!

I felt the weight lift off my shoulders. He was caring and efficient and took over the whole process. He handled all correspondence and was my voice in my hearing. I was ecstatic when Matt got my disability approved. I wish I had started with Matt before I ever filed.”

— W.T. Kansas City

After being denied trying to file on my own
I was fortunate to have Grundy Disability Group
recommended to me.

A short survey and a visit then they took control of my case. This was the best decision I’ve ever made. Matt answered all my questions without hesitation and gave me confidence about my case. I’ve already recommended them to others and will do so gladly. Thank you Matt and his team!”

— W.S. Kansas City

I had a great experience
working with this office.

They are thorough, and get the job done with the least amount of stress on the client as possible. I would recommend them to anyone I know who needs help navigating their SSDI claim. I couldn’t have asked for a better experience.”

— W.W. Kansas City

I’m epileptic and you recently
just helped me get disability.

I just wanted to email you guys and say thank you guys so much! I appreciate your hard work and dedication.! you guys have helped me get my income back since I haven’t been able to work. Now I can pay my bills again and get caught up again that is a relief. thank you guys again so much god bless you and all your families.”

— A.D. Kansas City

Thanks again for
your help on all this.

From the first conversation I had with Susan Frank, whose advice set me on a course to lay the groundwork of a successful claim – months before I hired you. I spoke to a couple of other places before I spoke to her and there was no comparison. The difference between my initial contact with Susan VS the others was a personal connection and actual value in the phone call. It was informative, connected and extremely helpful. This built trust and made my decision to choose your organization easy. My ongoing dealings with you only confirmed my choice. Matt is extremely connected with his clients and communicates promptly and thoughtfully.”

— T.C. Kansas City

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We have shown thousands of disabled persons how to win their Social Security claims, and look forward to helping you with your case.
One of our social security disability lawyers will meet with you in Kansas City, Missouri to get you started on your case.

    Helpful Information

    Frequently Asked Questions

    When do I apply for Social Security disability?

    Our Social Security disability lawyer in charge of your case will work tirelessly to determine what went wrong. Our Social Security attorneys will then refile your claim, making sure everything is in order. Our Social Security lawyers will not stop until you are successful in claiming the benefits you deserve. Read More

    You have to have been disabled, or expect to be disabled, for at least one year to be eligible. So, if you expect to be out of work for one year or more on account of illness or injury, you should file for Social Security disability benefits. Read More

    To apply for Social Security disability benefits, you will need to complete an application for Social Security Benefits and the Disability Report. You can also print the Disability Report, complete it and return it to your local Social Security office. Read More

    Cases are generally handled on a contingency basis. That means the representative receives a fee only if you win your case. Normally the fee is 25% of your back benefits and must be approved by Social Security. Read More

    You do not have to wait until the workers’ compensation ends, and you should not wait that long. Read More